{"id":1182,"date":"2025-05-31T08:00:00","date_gmt":"2025-05-31T08:00:00","guid":{"rendered":"https:\/\/pharosstory.com\/?p=1182"},"modified":"2025-06-02T10:03:40","modified_gmt":"2025-06-02T10:03:40","slug":"make-money-from-your-living-room-with-these-7-investing-tips-for-absolute-novices","status":"publish","type":"post","link":"https:\/\/pharosstory.com\/index.php\/2025\/05\/31\/make-money-from-your-living-room-with-these-7-investing-tips-for-absolute-novices\/","title":{"rendered":"Make money from your living room with these 7 investing tips for absolute novices"},"content":{"rendered":"<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"431\" src=\"https:\/\/pharosstory.com\/wp-content\/uploads\/2025\/05\/GettyImages-1344434683.jpg\" class=\"article-image wp-image-23289414\" alt=\"Young women working at home stock\" loading=\"lazy\" \/>\t<\/div><figcaption>Want to invest but don&#8217;t know where to start? (Picture: Getty Images)<\/figcaption><\/figure>\n<div class=\"metro-article-audio-player\" data-vars-type=\"article-audio-player\">\n<div class=\"metro-article-audio-player-play-row\">\n\t\t\t\t<button class=\"metro-article-audio-player-play-button\"><br \/>\n\t\t\t\t\t<title>Listen to article<\/title>\t\t\t\t\t<span>Listen to article<\/span><br \/>\n\t\t\t\t<\/button><\/p>\n<div class=\"img-container\"><img class=\"sponsor-image\" src=\"https:\/\/metro.co.uk\/wp-content\/themes\/metro\/includes\/site-blocks\/article-audio\/assets\/powered-by.png\" alt=\"Powered by\" data-rewritten=\"false\" \/><\/div>\n<\/p><\/div>\n<div class=\"audio-controls hidden\">\n\t\t\t\t<audio class=\"audio-element\" src=\"https:\/\/metro.co.uk\/wp-content\/uploads\/2025\/05\/ElevenLabs_2025-05-30T15_24_51_Axell-British-YouTube-Personality-_pvc_sp100_s50_sb75_se30_b_m2-b651.mp3\" controls id=\"audio-683d76f5dfdb8\">\t\t\t<\/p>\n<p>\t\t\t\t\tYour browser does not support the audio element.<br \/>\n\t\t\t\t<\/audio>\n\t\t\t<\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/metro.co.uk\/lifestyle\/money\/\">Money<\/a> is a major part of human life. We literally need it to survive, from paying bills to buying food, not to mention simple pleasures like <a href=\"https:\/\/metro.co.uk\/2025\/05\/30\/most-beautiful-european-region-underrated-gem-a-fairytale-bridge-23124452\/\">holidays<\/a>.<\/p>\n<p>Yet basic <a href=\"https:\/\/metro.co.uk\/2025\/05\/29\/map-shows-average-savings-different-uk-regions-compare-23221412\/\">financial understanding<\/a> is something a lot of people struggle with. A 2024 study by Freetrade, which quizzed 2,000 people, found 81% weren&#8217;t confident in their financial literacy and 91% lacked confidence specifically around investing.<\/p>\n<p>Meanwhile the gender investment gap is growing, particually among Gen Z and millennials. The <a href=\"https:\/\/www.boringmoneybusiness.co.uk\/learn\/articles\/the-gender-investment-gap-increases-for-second-year-in-a-row\/\">latest data<\/a> suggests\u00a041%\u00a0of men aged 18-34 invest, compared to just 20%\u00a0of women.<\/p>\n<p>Investing can <a href=\"https:\/\/metro.co.uk\/2025\/05\/21\/everything-can-afford-different-levels-wealth-private-jets-housekeepers-23097655\/\">increase individual net worth<\/a> &#8211; it gives your money the chance to grow, and if done successfully, can generate passive income. Ladies, we&#8217;re missing out on money!<\/p>\n<p>So, <strong>Metro <\/strong>spoke to Nisha Prakash, lecturer in Financial Management at the University of East London, to get some beginner insight. Specifically, simple hacks you need to master before taking the leap.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-tiktok wp-block-embed-tiktok\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@thismorning\/video\/7483178538011495702\" data-video-id=\"7483178538011495702\" data-embed-from=\"oembed\" style=\"max-width:605px;min-width:325px\">\n<section> <a target=\"_blank\" title=\"@thismorning\" href=\"https:\/\/www.tiktok.com\/@thismorning?refer=embed\" rel=\"noopener\">@thismorning<\/a> <\/p>\n<p>Want to know the best ISAs right now? Martin Lewis has all the details you need to make the most of your savings.<\/p>\n<p> <a target=\"_blank\" title=\"\u266c original sound - This Morning\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7483178576927771414?refer=embed\" rel=\"noopener\">\u266c original sound &#8211; This Morning<\/a> <\/section>\n<\/blockquote>\n<\/div>\n<\/figure>\n<h2 class=\"wp-block-heading\">Define the &#8216;why&#8217; by setting clear financial goals<\/h2>\n<p>First things first, Prakash says that before you start investing, you need to have a general idea of <em>why<\/em> you&#8217;re doing it with clear financial goals.<\/p>\n<div class=\"video-player\">\n<div class=\"metro-video-player \" data-track-module=\"video-player\">\n<div class=\"vjs-video-container vjs-fixed vjs-responsive\">\n\t\t\t\t\t\t\t\t\t\t{&#8220;@context&#8221;:&#8221;https:\/\/schema.org&#8221;,&#8221;@type&#8221;:&#8221;VideoObject&#8221;,&#8221;name&#8221;:&#8221;Metro.co.uk&#8221;,&#8221;duration&#8221;:&#8221;T30S&#8221;,&#8221;thumbnailUrl&#8221;:&#8221;https:\/\/i.dailymail.co.uk\/1s\/2025\/05\/19\/16\/98535393-0-image-a-3_1747669105214.jpg&#8221;,&#8221;uploadDate&#8221;:&#8221;2025-05-19T16:09:35+0100&#8243;,&#8221;description&#8221;:&#8221;Deadlines move fast. So do you &#8211; with the Samsung Galaxy S25 Ultra on Vodafone Business&#8217; powerful network&#8221;,&#8221;contentUrl&#8221;:&#8221;https:\/\/videos.metro.co.uk\/video\/met\/2025\/05\/19\/1760175980206013783\/480x270_MP4_1760175980206013783.mp4&#8243;,&#8221;height&#8221;:270,&#8221;width&#8221;:480}<\/p>\n<p>\t\t\t\t\t<video id=\"3439011\" class=\"video-js\" poster=\"https:\/\/i.dailymail.co.uk\/1s\/2025\/05\/19\/16\/98535393-0-image-a-1_1747669102260.jpg\" data-opts=\"{&quot;controls&quot;:true,&quot;preload&quot;:&quot;metadata&quot;,&quot;autoplay&quot;:false,&quot;videoId&quot;:3439011,&quot;duration&quot;:30,&quot;pageURL&quot;:&quot;The-power-AI-small-business&quot;,&quot;title&quot;:&quot;The power of AI for small business&quot;,&quot;previewText&quot;:&quot;Deadlines move fast. 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preload=\"metadata\" playsinline><\/p>\n<p class=\"vjs-no-js\">To view this video please enable JavaScript, and consider upgrading to a web<br \/>\n\t\t\t\t\t\t\tbrowser that<br \/>\n\t\t\t\t\t\t\t<a href=\"https:\/\/videojs.com\/html5-video-support\/\" target=\"_blank\" rel=\"noopener\">supports HTML5<br \/>\n\t\t\t\t\t\t\t\tvideo<\/a><\/p>\n<p>\t\t\t\t\t<\/video>\n\t\t\t\t<\/div>\n<div class=\"metro-video-player__up-next-placeholder\">\n<div class=\"metro-video-player__up-next-placeholder-header\">\n<div class=\"metro-video-player__up-next-placeholder-header-label\">\n<p>Up Next<\/p>\n<p>\t\t\t\t\t\t\t<span class=\"spinner\"><\/span>\n\t\t\t\t\t\t<\/div>\n<div class=\"metro-related-video-carousel__navigation\">\n<div class=\"metro-related-video-carousel__arrow metro-related-video-carousel__arrow--left disabled\">\n\t\t\t\t\t\t\t\t<title>Previous Page<\/title>\n\t\t\t\t\t\t\t<\/div>\n<div class=\"metro-related-video-carousel__page\"><\/div>\n<div 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class=\"metro-related-video-carousel__related-video-placeholder-headline\">\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span>\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<div class=\"metro-related-video-carousel__related-video-placeholder\">\n<div class=\"metro-related-video-carousel__related-video-placeholder-thumbnail\">\n\t\t\t\t\t\t\t<\/div>\n<div class=\"metro-related-video-carousel__related-video-placeholder-headline\">\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span>\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>\t\t\twindow.addEventListener(&#8216;metroVideo:relatedVideosCarouselLoaded&#8217;, function(data) {<br \/>\n\t\t\t\tif (typeof(data.detail) === &#8216;undefined&#8217; || typeof(data.detail.carousel) === &#8216;undefined&#8217; || typeof(data.detail.carousel.el_) === &#8216;undefined&#8217;) {<br \/>\n\t\t\t\t\treturn;<br \/>\n\t\t\t\t}<br \/>\n\t\t\t\tvar player = data.detail.carousel.el_;<br \/>\n\t\t\t\tvar container = player.closest(&#8216;.metro-video-player&#8217;);<br \/>\n\t\t\t\tvar placeholder = container.querySelector(&#8216;.metro-video-player__up-next-placeholder&#8217;);<br \/>\n\t\t\t\tcontainer.removeChild(placeholder);<br \/>\n\t\t\t\tcontainer.classList.add(&#8216;metro-video-player&#8211;related-videos-loaded&#8217;);<br \/>\n\t\t\t});<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>This could include <a href=\"https:\/\/metro.co.uk\/2025\/05\/25\/map-shows-much-need-earn-buy-a-home-live-uk-23099821\/\">buying an asset<\/a>, for example a house or car, paying for wedding expenses, funding children&#8217;s education, or, if you&#8217;re thinking more long-term, retiring.<\/p>\n<p>&#8216;This will set the timeline and target, which could help you choose the financial instruments based on the required risk-return,&#8217; explains Prakash.<\/p>\n<p>Investing &#8211; in it&#8217;s most basic form &#8211; means buying something in the hope it will increase in value. So once you know what you&#8217;re aiming for, you can start looking at options such as ISAs, or stocks and shares, with more clarity. <\/p>\n<h2 class=\"wp-block-heading\">Understand your risk tolerance<\/h2>\n<p>On that note, don&#8217;t dive headfirst into something you know little about, nor can afford. Prakash asks: &#8216;How much volatility can you handle?&#8217; Meaning, can you afford to put all your eggs in one basket? Or, are you better off playing the long game? Aka, taking baby steps with <a href=\"https:\/\/metro.co.uk\/2024\/02\/19\/10-easy-ways-make-100-20293752\/\">your cash<\/a> to lower the risk.<\/p>\n<p>Prakash notes that many don&#8217;t realise that investing is a spectrum, and there a various ways you can <a href=\"https:\/\/metro.co.uk\/2025\/05\/28\/this-much-salary-increase-year-work-a-company-23229035\/\">grow your money<\/a>. It&#8217;s not just like what you see in the movies: men in suits shouting and screaming at stock market monitors. If you want it to be, investing can be stress-free.<\/p>\n<p>The expert says: &#8216;There are many online questionnaires available to measure risk tolerance. Just because stocks give you a high return, it might not be ideal for everyone.&#8217;<\/p>\n<p>For some of us, Prakash states that fixed-rate ISAs work the best. These are low-risk <a href=\"https:\/\/metro.co.uk\/2025\/05\/22\/average-amount-brits-savings-according-age-23216815\/\">savings accounts<\/a> where you agree to lock your money away for a certain period. In exchange, you&#8217;re guaranteed a tax-free interest rate. There are different lengths of fixed rates, typically ranging from one to five years.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-tiktok wp-block-embed-tiktok\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@becleverwithyourcash\/video\/7509065268144950550\" data-video-id=\"7509065268144950550\" data-embed-from=\"oembed\" style=\"max-width:605px;min-width:325px\">\n<section> <a target=\"_blank\" title=\"@becleverwithyourcash\" href=\"https:\/\/www.tiktok.com\/@becleverwithyourcash?refer=embed\" rel=\"noopener\">@becleverwithyourcash<\/a> <\/p>\n<p>Considering locking your money away in a fixed-rate Cash ISA? Here&#8217;s what happens when that account matures. <a title=\"cashisa\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/cashisa?refer=embed\" rel=\"noopener\">#CashISA<\/a> <a title=\"isa\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/isa?refer=embed\" rel=\"noopener\">#ISA<\/a> <a title=\"savemoney\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/savemoney?refer=embed\" rel=\"noopener\">#savemoney<\/a> <a title=\"savingstips\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/savingstips?refer=embed\" rel=\"noopener\">#savingstips<\/a> <a title=\"savings\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/savings?refer=embed\" rel=\"noopener\">#savings<\/a> <a title=\"personalfinance\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/personalfinance?refer=embed\" rel=\"noopener\">#personalfinance<\/a> <a title=\"fixedratesavings\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/fixedratesavings?refer=embed\" rel=\"noopener\">#fixedratesavings<\/a> <a title=\"fixedrate\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/fixedrate?refer=embed\" rel=\"noopener\">#fixedrate<\/a><\/p>\n<p> <a target=\"_blank\" title=\"\u266c original sound - becleverwithyourcash - becleverwithyourcash\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-becleverwithyourcash-7509065277352823574?refer=embed\" rel=\"noopener\">\u266c original sound &#8211; becleverwithyourcash &#8211; becleverwithyourcash<\/a> <\/section>\n<\/blockquote>\n<\/div>\n<\/figure>\n<p>However, they often come with a clause: you cannot withdraw money or close the account during the fixed rate period without a penalty. But, because you&#8217;re agreeing to leave your money for a set amount of time, you&#8217;re usually rewarded with a higher interest rate. <\/p>\n<p>If you know you&#8217;ll need to dip in and out of your savings pot during the fixed time, you&#8217;re better off looking into an easy access ISA.<\/p>\n<p>Fixed-rate ISAs are commonly suited to people who have lump sums they want to invest and know they won&#8217;t need to access them, which leads us to our next point.<\/p>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\tEasy Access Savings Accounts \t\t\t<\/h2>\n<div class=\"factbox-content\">\n<p>In contrast, what\u2019s important with <a href=\"https:\/\/metro.co.uk\/2025\/05\/15\/many-hide-cash-partner-secret-savings-actually-a-good-thing-23091980\/\">these kinds of accounts<\/a>, is that you can access them as soon as you need the money, explains<strong> Metro&#8217;s<\/strong> <a href=\"https:\/\/metro.co.uk\/author\/andy-webb\/\">Andy Webb. <\/a><\/p>\n<p>Here are four top-paying accounts that anyone can open.<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>Bank: Cahoot<\/strong><br \/>Account Rate: Sunny Day Saver<br \/>Rate: 5.00% AER variable for 1 year on balances up to \u00a33,000<\/li>\n<li><strong>Bank: Charter Savings Bank<\/strong><br \/>Account Rate: Easy Access<br \/>Rate: 4.46% with unlimited penalty-free withdrawals with a minimum deposit of \u00a31<\/li>\n<li><strong>Bank: Skipton Building Society<\/strong><br \/>Account Rate: Quadruple Access Cash ISA Saver<br \/>Rate: 4.00% tax-free\/AER variable<\/li>\n<li><strong>Bank: Yorkshire Building Society<\/strong><br \/>Account Rate: Easy Access Saver Issue 3<br \/>Rate: 4.10% and allows unlimited penalty-free withdrawals<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<h2 class=\"wp-block-heading\">Build an emergency fund<\/h2>\n<p>This is so important, Prakash emphasises. While some experts say you need at least three months&#8217; worth of living expenses, Prakash says it&#8217;s better to be on the safe side and go for six months.<\/p>\n<p>An <a href=\"https:\/\/metro.co.uk\/2025\/05\/19\/im-53-never-savings-thought-normal-23114377\/\">emergency liquid fund<\/a> is simple, she says. It protects you from having to sell assets if unexpected expenses arise. Or, if you lose your job or income. <\/p>\n<p>Ultimately, having a <a href=\"https:\/\/metro.co.uk\/2025\/05\/28\/martin-lewis-reveals-millions-can-claim-70-mastercard-payout-even-never-one-23266183\/\">financial buffer<\/a> takes the pressure off, as it means you don&#8217;t have to dip into your savings you&#8217;ve worked so hard to invest.<\/p>\n<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"431\" src=\"https:\/\/pharosstory.com\/wp-content\/uploads\/2025\/05\/GettyImages-1554414506-541b.jpg\" class=\"article-image wp-image-23286744\" alt=\"\" loading=\"lazy\" \/>\t<\/div><figcaption>Having a six months emergency fund is a non-negotiable (Picture: Getty Images)<\/figcaption><\/figure>\n<h2 class=\"wp-block-heading\">Educate yourself on the basics of investing<\/h2>\n<p>Prakash says it&#8217;s vital people learn about the basics of investing. This includes financial instruments, risk vs. return, diversification, interest rates, and insurance, to name a few.<\/p>\n<p>The expert explains: &#8216;Complicated products don&#8217;t necessarily translate to better returns in the long term. The trick is to understand the business well before investing.&#8217; <\/p>\n<p>As Warren Buffett popularly said, &#8216;Never invest in a business you cannot understand.&#8217;<\/p>\n<p>There are so many resources online to give you a better insight into investing. Platforms like Money Saving Expert have various beginner&#8217;s guides, from educating on stocks and shares, <a href=\"https:\/\/metro.co.uk\/2025\/05\/17\/pensions-much-save-a-month-start-23005884\/\">pensions<\/a> and investing, and investment funds.<\/p>\n<h2 class=\"wp-block-heading\">Create a budget<\/h2>\n<p>&#8216;Having a budget and tracking your cash flow allows you to understand how much you can realistically invest each month,&#8217; says Prakash.<\/p>\n<p>While Prakash says there are apps that can help track budget and expenses, the <a href=\"https:\/\/metro.co.uk\/2025\/05\/13\/struggling-save-money-50-30-20-rule-help-budget-2-23014264\/#:~:text=Essentially%2C%20the%20rule%20involves%20dividing,for%20savings%20or%20debt%20repayments.\">50\/30\/20 rule<\/a> is also a great tried-and-tested method. This hack can help build your emergency fund, too.<\/p>\n<p>Essentially, the rule involves dividing your spending into three categories: needs, wants and savings. Then, with each paycheck, allocate 50% to needs, 30% for wants and 20% for savings or debt repayments. <\/p>\n<p>Knowing this exact amount each month allows you to invest that 20% without fear of not being able to afford it.<\/p>\n<div class=\"flourish-embed flourish-chart\" data-src=\"visualisation\/22963909\" data-secret=\"R3ylYZbYCu\"><\/div>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\tThe 50\/30\/20 rule explained \t\t\t<\/h2>\n<div class=\"factbox-content\">\n<p><strong>Needs \u2013 50% of total salary<\/strong><\/p>\n<p>Needs include essential living costs such as rent or mortgage payments, bills, food and transport to and from work or the school run.<\/p>\n<h3 class=\"wp-block-heading\"><strong>Wants \u2013 30% of total salary<\/strong><\/h3>\n<p>Wants are non-essential costs, such as shopping, eating out, gym memberships, subscriptions, trips away and nights out.<\/p>\n<h3 class=\"wp-block-heading\"><strong>Savings or debt repayments \u2013 20% of total salary<\/strong><\/h3>\n<p>The final 20% of your savings should then go towards paying off debt beyond minimum payments or putting money into a savings account, investment, or pension fund.<\/p>\n<p><strong><em>Source:&nbsp;<a href=\"https:\/\/www.hsbc.co.uk\/financial-fitness\/everyday-budgeting\/spending-your-income\/#:~:text=What%20is%20the%2050%2D30%2D20%20rule%3F,out%2C%20shopping%2C%20trips%20and%20subscriptions\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/em><\/strong><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<h2 class=\"wp-block-heading\">Check your credit report<\/h2>\n<p>Prakash recommends checking your <a href=\"https:\/\/metro.co.uk\/2025\/05\/30\/credit-doesnt-risky-use-smartly-23124922\/\">credit report<\/a> to &#8216;understand the factors impacting your credit score,&#8217; if there are any. Should you have any errors on your report, for example, it shows an already closed loan, get it corrected.<\/p>\n<p>There are plenty of easy ways to check your credit report online. Experian allows you to check as many times as you want for free, without it affecting your score. <\/p>\n<p>Not only does this give you peace of mind, in terms of knowing whether or not lenders may reject you, but as you improve your score, you\u2019ll have access to better deals, including getting credit at lower rates.<\/p>\n<h2 class=\"wp-block-heading\">Consider consulting a certified financial planner (CFP)<\/h2>\n<p>There&#8217;s no shame in needing a bit of hand-holding at the start, says Prakash. If you&#8217;d rather have a little guidance before investing and making <a href=\"https:\/\/metro.co.uk\/2025\/05\/24\/this-much-overdraft-limit-according-age-23230908\/\">financial decisions<\/a> in general, consulting a certified financial planner might be the way forward.<\/p>\n<p>&#8216;They&#8217;ll help you build a personalised plan&#8217; in terms of investing, and be able to explain any queries or worries you may have.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Want to invest but don&#8217;t know where to start? (Picture: Getty Images) Listen to article Listen to article Your browser does not support the audio element. Money is a major part of human life. We literally need it to survive, from paying bills to buying food, not to mention simple pleasures like holidays. Yet basic [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[11],"tags":[],"_links":{"self":[{"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/posts\/1182"}],"collection":[{"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/comments?post=1182"}],"version-history":[{"count":3,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/posts\/1182\/revisions"}],"predecessor-version":[{"id":1187,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/posts\/1182\/revisions\/1187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/media\/1184"}],"wp:attachment":[{"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/media?parent=1182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/categories?post=1182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pharosstory.com\/index.php\/wp-json\/wp\/v2\/tags?post=1182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}